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How have insurance premiums evolved?

Due to the consequences of the Ukraine war and the effects of the climate crisis, insurance companies have adjusted their premiums upwards. Our MP André Bauler inquired about how these figures have evolved over the past years and what developments can be observed in the insurance and reinsurance sector over the last 25 years.

« Suite aux répercussions les plus diverses de la guerre en Ukraine et aux effets croissants du dérèglement climatique, les compagnies d’assurances et de réassurances ont procédé à une révision à la hausse de leurs primes. Elles justifient cette augmentation par une exposition accrue aux risques ainsi que par l’évolution positive des salaires observée récemment.

Dans ce contexte, j’aimerais poser les questions suivantes à Monsieur le Ministre des Finances :

  1. Monsieur le Ministre peut-il fournir des informations détaillées sur l’évolution des primes d’assurances depuis 2020, en distinguant selon les différents types de contrats?
  2. Comment le secteur de l’assurance et de la réassurance a-t-il évolué au cours des 25 dernières années ? Quelle a été l’évolution des effectifs et des profils professionnels dans cette branche au cours de la même période ?
  3. Quels sont les principaux facteurs d’attraction qui rendent la place financière luxembourgeoise particulièrement intéressante pour les compagnies d’assurances et de réassurances ? »

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